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The DOL has issued yet another version of model COBRA notices. The model notice now includes more detailed information about Exchange coverage, enrollment opportunities and restrictions, financial assistance, and factors to be considered in deciding between COBRA, Exchange coverage, or other alternatives.

Use of the DOL’s model notices is not mandatory; however, plan sponsors should familiarize themselves with the revised model notices and update their own notices accordingly. In addition, plan sponsors will want to have a general understanding of the alternative coverage options available through the Exchange and be prepared to direct qualified beneficiaries to the Exchange for more information.

Links to Model Notices:

Model general notice

Model election notice


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