

REMINDER - EMPLOYER MANDATE EFFECTIVE AS OF JANUARY 1, 2015
The employer mandate applies to Applicable Large Employers (ALEs) with 50 or more full-time equivalent (FTE) employees. The employer...


SUMMARY OF BENEFITS AND COVERAGE (SBC) - PROPOSED REGULATIONS, REVISED TEMPLATE, AND OTHER GUIDANCE
The proposed regulations clarify when and how a plan administrator or insurer must provide an SBC, shorten the SBC template, add a third...
2015 Open Enrollment for Individuals
The 2015 Open Enrollment is just around the corner for individual health insurance coverage. 360benefits is committed to helping you...


Draft IRS Information Reporting Forms Available for Employers and Insurers
On July 24, 2014, the Internal Revenue Service (IRS) released draft forms for reporting health insurance coverage offered by applicable...


Two Federal Appeals Courts Rule on Subsidies
Two federal appeals courts have recently issued contradictory rulings on whether individuals enrolling in health plans offered through...


Confused about Essential Health Benefits?
You’re probably familiar with the Essential Health Benefit (EHB) and cost-sharing requirements that took effect in 2014, but if you have...


Supreme Court Allows Exclusion of Contraceptive Coverage
In the wake of the U.S. Supreme Court’s Hobby Lobby decision the DOL, IRS, and HHS have jointly issued FAQs Part XX—a single FAQ...


MORE FAQS…
Updated rules and guidance are being released at an unprecedented pace. Here are links to the latest…for your reading pleasure! This set...


GRANDMOTHERING…YOU MAY BE ABLE TO KEEP YOUR INDIVIDUAL OR SMALL GROUP PLAN ANOTHER YEAR
On March 5, 2014, the Obama Administration announced an extension of Non-Grandfathered Plans through October 2016 – even if the plans do...


RATE RELIEF IN SIGHT FOR MOUNTAIN RESORTS
Fending off a potential lawsuit from angry western Colorado residents who face the highest insurance premiums in the nation, Colorado...